How it works
Text Message scams use text messages to establish contact with the intended victim to access their personal information later.
The scam begins with a supposedly urgent text appearing to be from the victim’s financial institution. The text may claim that the victim’s checking account is locked or that an unauthorized purchase has been charged to the victim’s account. The scammer will warn that immediate action must be taken.
The victim is then instructed to call a specified number and, upon doing so, will be asked to share their financial information.
Recognizing text message scams
If you receive a text message claiming you have fraud on your credit or debit card. We will always provide the last four digits of your card number, a case number, and a number to contact.
If you feel uncomfortable answering the text, you can reach us at 704-435-0186.
Protecting yourself
- Always use two-factor authentication for banking apps and sites.
- Use strong and different passwords across your accounts and apps.
- Ignore all text messages from unknown numbers.
Please always contact us if you are suspicious of a text message from Carolina FCU, and we will be happy to help!