Debit & ATM Card FAQs

When making a purchase of goods or services with your debit card swipe or tap your card through the card processing machine and choose to make the payment via your personal identification number (PIN) or your signature. Not only can you make quick and easy purchases, but you can also withdraw cash from an ATM¹!

• Access to your account balances in real time
• No waiting for check approvals
• It’s preferred over a check and is accepted anywhere you find the MasterCard logo

• There is a limit of 6 ATM transactions, and 20 Point of sale transactions in a 24 hour period.
• Purchase amounts are limited to the amount in your account.
• There is a usual maximum limit of $500 per day that you may withdraw from an ATM and a max limit of $2,000 per day for point of sale purchases. If you need to increase the limit temporarily please contact a member service rep.
• Cash withdrawals at an ATM will access your checking account and savings account.

• There is no monthly fee
• Six (6) ATM transactions per month are allowed free of charge
• A replacement card fee of $8.00 is applicable

CFCU members have multiple options for ATM usage! There is an ATM located at the CFCU Cherryville branch, along with over 30,000 CO-OP ATMS available throughout the United States. CFCU members may also access Cash Points ATMS are no cost! To find your nearest ATM, check out our Find an ATM page.