Mobile Check Deposit

Deposit a paper check from anywhere at any time through the CFCU Mobile App using your mobile device’s camera! Review our demo video to learn about Mobile Check Deposit through Carolina Federal Credit Union.

Mobile Deposit Video

Frequently Asked Questions

What are the check deposit limits?

The usual maximum daily limit is $5,000.00. If you have questions about these limits, please contact us.

What time do I need to deposit my check by to recieve the available fund the next day?

All deposits should be made by 4:00 PM ET to recieve the available funds the following business day.

When will my deposit be available?

Your deposit will typically be available the next business day (excluding weekends and holidays) if your deposit was made before 4:00 PM ET. If your deposit is more than $500.00, the amount above $500.00 will be on hold for 5 business days. If you have a question about the hold, please contact us.

Are there any fees?

There are no fees for using mobile check deposit through the Carolina Federal Credit Union Mobile App.

How to take a good photo of my check?

Place the check on a solid colored surface that is well lit. Position camera directly over the check. Fit all four corners inside the grey guide lines on your smart device’s screen.

What if there is an issue with the deposit?

A Carolina Federal Credit Union team member will contact you if there is a problem with your deposit.

Carolina Federal Credit Union Mobile Deposit Agreement